As a horse proprietor, breeder or professional rider you know: A champion cannot be made of compromises.

As to breed, nutrition and training the best is only good enough. As it is to insurances. For this reason in the professional domain we work with Ashby Underwriting Europe (formerly MS Amlin Equine). In the middle and high grade segment this particular English insurer, who is a syndicate of Lloyd’s of London, is a worldwide measure as it comes to reliant insurance coverage. Udo Müller Versicherungs-Service is the exclusive broker for Germany and Austria.

We insure Equine Insurances to the following countries: Austria, Belgium, Denmark, France, Germany, Italy, Luxembourg, the Netherlands, Spain and the United Kingdom. Other countries on request.

 Concept I:   Equine Life Insurance 
 (Standard Coverage) 

Equine Life Insurance (Dressage and Show jumping Horses)

Not only essential at professional equitation: an equine life insurance is the financial protection for the worst case – reliable and trusty.

Standard Coverage:

Equine Mortality Insurance: 100 % coverage for All Risks of Mortality (ARM)
(as a result of an accident, injury, illness, disease. Incl. theft and transits within Western Europe)*

Your gain: A reimbursement of life saving surgery up to 2,500 EUR (excess of 250 EUR for each and every loss) can be bought for an additional 150 EUR plus tax. For insurance sums exceeding a value of 50,000 EUR reimbursement of life saving surgery up to 2,500 EUR (excess of 250 EUR for each and every loss) is added free of charge. The reimbursement may even be raised to 5,000 EUR or even 7,500 EUR against an additional premium. For any queries we will be glad to advise you.


Premium : upon enquiry

 Concept II:   Equine Life Insurance with Accidental External Injury Only Loss of Use 
 (Additional Coverage) 

Equine Life Insurance with Accidental External Injury Only Loss of Use

Equitation demands unrestricted maximum performance: Even a little lapse can eliminate a champion from competition. By an additional Loss of Use Coverage you make profit of reliable cover in any case.

Standard Coverage:

Equine Mortality Insurance: 100 % coverage for All Risks of Mortality (ARM)
(as a result of an accident, injury, illness, disease. Incl. theft and transits within Western Europe)*

and

Accidental External Injury Only Loss of Use 80 % coverage
(as a result of an injury by visible external and violent means)*

Your gain: A reimbursement of life saving surgery up to 2,500 EUR (excess of 250 EUR for each and every loss) can be bought for an additional 150 EUR plus tax. For insurance sums exceeding a value of 50,000 EUR reimbursement of life saving surgery up to 2,500 EUR (excess of 250 EUR for each and every loss) is added free of charge. The reimbursement may even be raised to 5,000 EUR or even 7,500 EUR against an additional premium. For any queries we will be glad to advise you.


Premium : upon enquiry

 Concept III:   Equine Life Insurance with Permanent Loss of Use 
 (Premium Coverage) 

Equine Life Insurance with Permanent Loss of Use

Full coverage for horses and their proprietors, the ‘all around carelessness’. You no more take a financial risk. Should your horse lose its use as dressage horse or a showjumper whether from accident or illness we at least replace the material value.

Standard Coverage:

Equine Mortality Insurance: 100 % coverage for All Risks of Mortality (ARM)
(as a result of an accident, injury, illness, disease. Incl. theft and transits within Western Europe)*

and

80 % coverage for Permanent Loss of Use
(as a result of accident or disease)*

Your gain: A reimbursement of life saving surgery up to 2,500 EUR (excess of 250 EUR for each and every loss) can be bought for an additional 150 EUR plus tax. For insurance sums exceeding a value of 50,000 EUR reimbursement of life saving surgery up to 2,500 EUR (excess of 250 EUR for each and every loss) is added free of charge. The reimbursement may even be raised to 5,000 EUR or even 7,500 EUR against an additional premium. For any queries we will be glad to advise you.


Premium : upon enquiry

 Concept IV:    Equine Life Insurance for Breeding Stallions  
 (Additional Coverage for Stallions)  

Equine Life Insurance for Breeding Stallions

Essential for your business: An equine insurance protects you against a multitude of events from financial part, if your breeding horse dies or becomes permanently disable to cover mares.

Standard Coverage:

Equine Mortality Insurance: 100 % coverage for All Risks of Mortality (ARM)
(as a result of an accident, injury, illness, disease. Incl. theft and transits within Western Europe)*

and

100 % Coverage for Stallion Permanent Disability
(as a direct result of accident, sickness or disease)*

Your gain: A reimbursement of life saving surgery up to 2,500 EUR (excess of 250 EUR for each and every loss) can be bought for an additional 150 EUR plus tax. For insurance sums exceeding a value of 50,000 EUR reimbursement of life saving surgery up to 2,500 EUR (excess of 250 EUR for each and every loss) is added free of charge. The reimbursement may even be raised to 5,000 EUR or even 7,500 EUR against an additional premium. For any queries we will be glad to advise you.


Premium : upon enquiry

 Equine Life Insurance during Transport

Accidents are everyday life on European roads. Horses particularly are at risk. The increased risk of an illness or an injury comes along by the particular strains during a scheduled transport. Our special equine insurance trustily protects your horse against these and more other dangers during transport from stable to stable.

Coverage:

Equine Mortality Insurance: 100 % coverage for All Risks of Mortality (ARM) during a transport from stable to stable within Germany, Europe or worldwide by air or road transport*


Premium: upon enquiry

 Equine Life Insurance during Operation

The anaesthesia is a much higher risk for horses than for humans. Since besides apnoea, dropping blood pressure or cardiac arrest during a scheduled operation also a high risk of injury when administering an anaesthesia or stage of getting up threatens, a special equine insurance therefore is indispensable.

Coverage:

Equine Mortality Insurance: 100 % coverage for All Risks of Mortality (ARM) because of the anaesthesia from date of operation up to 7 days after (from date of operation).*


Premium: upon enquiry